body, td, ul, li { padding:0; margin:0; vertical-align:top;}
body{ background-image:url(/images/utilities/screenBg.gif); background-repeat:repeat-x; font: normal 11px Verdana, Arial, Helvetica, sans-seri; color:#4b4b4b;}

ul{ padding:0 0 0 13px; }
li{ line-height:16px;vertical-align:baseline;}
.bodyBarLeft{ background-image:url(/images/utilities/bodyBarleft.gif); background-repeat:no-repeat;}
.bodyBarRight{ background-image:url(/images/utilities/bodyBarRight.gif); background-repeat:no-repeat;}
.bodyBarLeftHome{ background-image:url(/images/utilities/bodyBarleftHome.gif); background-repeat:no-repeat;}
.bodyBarRightHome{ background-image:url(/images/utilities/bodyBarRightHome.gif); background-repeat:no-repeat;}

.adsLeft{ padding:70px 0;}
.adsRight{ padding:63px 0 0 0;}

.mainContents{ padding:24px 26px 0 26px;}
.homeContents{ 
	background:url(/images/ads/homeLeftWatermark.gif) top left no-repeat;
	padding:15px 26px 30px 260px;
	line-height:20px;
	font-size:12px;}
.mainContents a:link,.mainContents a:visited, .homeContents a:link, .homeContents a:visited{ color:#4b4b4b; text-decoration:underline;}
.mainContents a:hover, .homeContents a:hover{ text-decoration:none;}

.footer{ padding:0 0 20px 0; text-align:center; font-size:10px; color:#FFFFFF;}
.footer a:link, .footer a:visited{ color:#FFFFFF; text-decoration:none;}
.footer a:hover{color:#FFFFFF; text-decoration:underline;}

.bold, .bold a:link, .bold a:active, .bold a:visited{
	font-weight: bold;
	text-decoration: none;
}
.bold a:hover{
	font-weight: bold;
	text-decoration: underline;
}.ctaPhone {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: bold;
	color: #002156;
}